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Description of Award
Doctoral Fellowships
Foundation grants cover tuition and other fees of the Wharton School of the University of Pennsylvania and provide an annual stipend of $21,000. Fellowships are granted for a period of one academic year and are renewable on evidence of satisfactory progress for up to four years.

Selection Procedure
Candidates for Foundation grants must apply on a special form available from the Foundation. Candidates for Foundation grants must apply separately and directly for admission to the Wharton Doctoral Program (Wharton Doctoral applications must be submitted by December 15.) They must take the Graduate Record Examination (GRE) administered by the Educational Testing Service in Princeton, New Jersey. A copy of the GRE results must be sent by ETS to the Wharton Doctoral Program office, located at 1150 Steinberg Hall- Dietrich Hall at the University of Pennsylvania.

A successful candidate for a Foundation grant must certify that it is his or her intention to (1) follow a career as a full-time college or university faculty member with a teaching or research specialization in insurance economics and risk management; (2) specialize in insurance economics and risk management, and in a related discipline such as finance, for a graduate degree; and (3) not engage in any outside work for pay or profit without the consent of the Executive Director of the Foundation during the period of the fellowship.

Qualifications
To be eligible for a doctoral fellowship, an applicant must have obtained a baccalaureate degree from an accredited college or university. Before 2007, only citizens of the United States and Canada were eligible for Fellowships. Beginning in 2007, we accept applications from students of any nationality.

Filing of Applications
Application forms for grants may be obtained from the Executive Director of the S.S. Huebner Foundation, 3000 SH-DH, 3620 Locust Walk, University of Pennsylvania, Philadelphia, PA 19104-6302, or submitted online. Applications and supporting materials should be submitted by January. Please phone 215-898-9631 for more information.

Current Fellows
Michael Bulboff, Philadelphia, Pennsylvania, earned his Bachelor of Science and Engineering in Computer Science summa cum laude from Princeton University. As an undergraduate, Michael focused on applications of computing to economics, finance, and mathematics and completed the Bendheim Certificate in Finance in addition to his engineering major. Prior to coming to Wharton, he gained three years of professional experience in the actuarial, investment, and risk management fields as a consultant and portfolio manager in the greater New York region. Michael is interested in various research topics in risk management and finance. He is a member of Tau Beta Pi, Sigma Xi, and Phi Beta Kappa Honor Societies and is a CFA Charterholder. In his leisure, Michael enjoys golfing, bike riding, playing piano, latin dancing, and traveling.
Joelle Fong, Singapore, read Accountancy (minor in Economics) at the Nanyang Technological University and is a member of the Institute of Chartered Public Accountant of Singapore since 2006. A Singapore Public Service Commission scholar, she served within the Singapore government for six years at the Ministry of Finance, the Ministry of Education and the Ministry of Health. In her last appointment as Assistant Director at the Ministry of Health from 2004 – mid 2007, she was involved in many healthcare initiatives and formulation of healthcare policies. She was awarded the Saw Swee Hock Gold Medal upon her completion of the Masters of Science (in Applied Finance) at the Singapore Management University in 2005. Her current areas of research include pensions, healthcare systems, and risk management. Her recent academic article on the Singapore Central Provident Fund system will be appearing in the Journal of Pension Economics and Finance. Joelle is the first international Huebner Fellow.
Linbo Zhao, Beijing, China, earned his Bachelor's Degree in Mathematics and Economics from Peking University where he specialized in probability and statistics. As an undergraduate, Linbo focused on applications of modeling and computing to practical problems. He was part of a team that received designation as the Outstanding Winner in MCM (Mathematical Contest in Modeling) 2007. In addition, as a research intern in Microsoft Research Asia, Linbo employed mathematical tools to computer sciences. Linbo is interested in various research topics in risk management and finance. Outside of the classroom, Linbo enjoys playing basketball, soccer, and swimming.
Cindy Soo, Atlanta, GA, earned her Bachelor's Degree in Economics and Mathematics from Emory University in 2005. As an undergraduate, Cindy also served as a research assistant to the macro policy team at the Federal Reserve Bank of Atlanta. After graduating, Cindy presented her undergraduate thesis at the Economics Science Association conference in Montreal and later published a paper version with her adviser in Economic Letters. Prior to starting Wharton last fall, she worked in Washington D.C. as a research assistant to several economists at a public policy think tank. Cindy is currently interested in various research topics in pensions, risk management, and household finance. Outside of school, Cindy enjoys golf, tennis, and traveling.
Hoikwang (Hugh) Kim, South Korea, earned his Bachelor’s Degree in Economics from Seoul National University (SNU). During his undergraduate study, Hoikwang focused on applying econometric models to analyze various financial issues. His researches were awarded from private and public sector, including SAMSUNG and Ministry of Patriots & Veterans Affairs, Korea. Before coming to Wharton, Hoikwang completed one year of Master’s program in Economics at SNU. His research interest lies in risk management and pension finance.
Anita Mukherjee, Los Angeles, California, earned her Bachelor's degrees (with Honors) in Economics and Mathematics from Stanford University. She also completed a Master's degree at Stanford's Department of Management Science and Engineering in 2007. During her undergraduate career, Anita was selected to the Goldman Honors Program and wrote her thesis on the elasticity of energy demand in India. Her effort on this paper earned her the University's Most Analytical Thesis Award as well as an invitation to present her findings to the Indian Central Power Institute. Prior to joining the Wharton Ph.D. program, Anita spent two years at Oliver Wyman, which is a global financial services consultancy based in New York. Her main projects as a consultant were centered on health, mortgage and credit insurance as well as microfinance. Anita's broad areas of research interest include insurance (especially microinsurance), industrial organization, and risk management.
 
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